UBB-Globul Mastercard Co-Branded Credit Card

The credit card that reduces your mobile phone bill! Save up to BGN 60 from your conversations as a Globul subscriber

• International credit card giving you the opportunity to dispose with additional funds for your everyday needs up to a credit limit determined by the Bank
• No blocked account balance or minimum amount have to be maintained in order to have a credit card issued

• Purchases at commercial sites – stores, restaurants, hotels, agencies, etc. (in Bulgaria and abroad)
• Purchases at equal installments from commercial chains of stores, partners of UBB
• Cash withdrawal at ATM  (in Bulgaria and abroad)
• Cash advance in bank branches (in Bulgaria and abroad)
• On-line purchases

• A grace period up to 45 days for purchases made at merchants (upon full repayment of the total due amount from the last account statement)
• Non-stop access to additional funds 24/7/365 in Bulgaria and abroad
• You pay interest only on the amount spent
• You receive a free-of-charge SMS upon each transaction effected by you exceeding BGN 100
• A chip card ensuring higher protection
• Utility bills payment option
• Option for purchases at merchants in interest-free installments
• Shop now and repay at minimal monthly installments
• Insurance protection option in case of accident, loss/theft of ID documents
• 50% discount of the annual fee in case of minimum 2 transactions per month

• The discount equals 2 % of the amount of the purchases made with the credit card at merchants
• The discount is offset against the bill for the next month  
• The minimum possible discount is BGN 2, and the maximum – BGN 60

• The mobile phone bill of the subscriber-cardholder is always paid on time without the need of visiting a commercial site
• The subscriber has at his/her disposal a grace period to cover without interest her/his obligation to UBB for her/his mobile phone bill

• The credit limit amount is determined by the Bank, after assessing the declared data in the application form and the submitted income certificates
• Credit card limits determined by the Bank are as follows: BGN 500, 1000, 2000, 3000, 4000, 5000, 7000 or 10000
• The credit limit is reduced upon performing transactions with the card and is renewed upon each depositing of funds in the card 

• Purchases – 100% of the credit limit amount
• Cash withdrawal – 50% of the credit limit amount

• Upon payment – 16.50%
• Upon cash withdrawal – 18.50%

• At an address specified by the client
• In any UBB branch (free-of charge and upon request)
• Summary statement at any UBB ATM within the Bank’s business hours  
• Over the phone – 0700 117 17 

• Partial repayment – at least 5% of the amount of the transactions made and the full amount of accrued interest, fees and commissions for the period. The minimum monthly amount to be repaid shall not be less than BGN 10
• Full repayment – the entire amount of the performed transactions, interest and fees

• Cash installments – at any UBB branch upon presenting the credit card (or against a card number)
• Automatically from an account (account in BGN opened with UBB)
• Through Internet banking with a transfer from an account (by an explicit payment order from an account with UBB)
• Through depositing cash at certain UBB ATMs
• Through Customer Service Center - 0700 117 17
• It is not possible to deposit funds to a credit card with a transfer or installment from another bank  

• Bulgarian citizens
• Men aged between 23 and 63 years and women between 23 and 60 years
• Having sufficient income to repay their obligations
• People working under:
  • Contract of employment
  • Civil contract, freelancers, etc.

• Application form
• Identity card

Certificate of income