Personal Banking

Open account

Now you can choose!

Choose yourself the period for receiving the interest once each 1, 3, 6 or 12 months!
 
An open account in BGN and EUR under preferential terms and conditions may also be opened for your children!
 

Period: Unspecified

 

Currency: BGN, EUR, USD

 

Minimum opening balance– none

 

Minimum accrual threshold – BGN 3000 or 1500 currency units for accounts in EUR and USD. Upon account balances lower than the indicated ones, the interest is accrued in accordance with “UBB interest rates tariff for accounts of individuals”.

 
Interest rates:
 

Frequency of payment of the interest
 
1 month
3 month
6 month
12 month
BGN
1.80%
2.60%
3.40%
4.75%
EUR
1.70%
2.40%
3.00%
4.00%
USD
1.00%
1.40%
2.10%
3.00%

 
           
Open account for children
 

Frequency of payment of the interest
3 month
6 month
12 month
BGN
4.00%
4.50%
5.00%
EUR
3.85%
4.00%
4.50%

 
Interest payment: The interest is accrued in accordance with the table above and the stated there annual interest rates. Irrespective of the specific date of signing the “Open account” agreement, the payment of the respective interest shall be made as follows: 
 
  • For a 1-month frequency of payment – on the last calendar day of the month;

  • For a 3-month frequency of payment – on 31 March; 30 June; 30 September and 31 December;

  • For a 6-month frequency of payment – on 30 June and 31 December;

  • For a 12-month frequency of payment – on 31 December.

     

Make your choice and the interest may:
 
  • be added to the initially deposited amount

  • be transferred to another account;

  • be withdrawn in cash;

     

Depositing: at any time without limits

 

Withdrawing: No limit,as after the second withdrawal within a month a fee of BGN 10 shall be charged

 

Needed documents for opening an account: Identity document