Personal Banking

„Available Funds“ Deposit

You will always have „Available funds” 

of guaranteed profitability even in case of the deposit’s early termination

 Additional benefits:
 
  • Attractive interest rates

  • You receive interest every month

  • No charges for opening, withdrawal of the maturity and account maintenance

 

Period: fixed - 6, 12 or 24 months

Minimum opening balance: BGN 3000 / EUR/USD 3000

Currency: BGN, EUR, USD

 
Interest rates:
 

  

Period
6 months
12 months
24 months
BGN
4.10%
4.45%
5.30%
EUR
3.50%
4.15%
4.50%
USD
2.80%
3.40%
4.25%

 
Interest payment: The interest is accrued daily in amount according to the above table and the stated there annual interest rates and is paid on a monthly basis since the date of opening the deposit.
 
Make your choice and the interest may:
 
  • be transferred to a standard current account or „Comfort“ account;

  • be withdrawn in cash.

Automatic renewal of the deposit
 
 
Additional depositing and / or withdrawal of amounts during the agreed period of the deposit shall entail its early termination.
 
 Early termination: Permitted at any time* 
 
  • Upon early termination of the agreement up to the 3-rd month of the deposit opening the Bank shall not owe interest.

  • Upon early termination of the agreement after the 3-rd month of the deposit opening:

-           For the 6 and 12-month periods the Bank will pay the interest due until that moment, less the interest for a one-month period.

-            For the 24-month period the Bank will pay the interest due until that moment, less the interest for a 3-month period.

  • Termination of the agreement  following automatic renewal of the initially agreed period:
 
Up to the 3-rd month, for all periods 6, 12 and 24 months, The Bank will accrue interest rate for the respective currency, applicable to current accounts of individuals, in accordance with the terms and conditions of the Bank’s Interest Rates Tariff, effective as of the moment of termination..
 
After the 3-rd month:
 
  • For the 6 and 12-month periods the Bank will pay the interest due until that moment, less the interest for a one-month period.

  • For the 24-month period the Bank will pay the interest due until that moment, less the interest for a 3-month period.

 
Needed documents for opening an account: Identity document