The new consumer loan from UBB for consolidation of liabilities is a convenient and reasonable way of planning your personal budget, repaying a liability, all in one place and at better financial terms and conditions.
 

Loan advantages:

• Beneficial financial terms and conditions
• Consolidating several loans into one
• Convenience of repayment with only one installment
• Repayment in equal monthly installments
• No fee for loan prepayment
• Option for activating Loan Protection life insurance program
• Option for repayment of the monthly installment at an ATM of UBB

Loan terms and conditions:

• Maximum total amount – up to BGN 20 000.
• Interest rate terms and conditions:

             - 9.95% (BIR 7% + 2.95% margin) with payroll in UBB *
             - 13.25% (BIR 7% + 6.25% margin) without payroll in UBB**

• Maximum period:
  

             - From BGN 1000 up to BGN 5 000 – for a period of up to 6 years
             - From BGN 5001 up to BGN 10000 – for a period of up to 8 years
             - From BGN 10001 up to BGN 20000 – for a period of up to 10 years

• Loan application survey fee – BGN 30
• Once-off loan drawdown fee – 2.5%
• Annual administration fee – 0.5%
• Consumer loan with equal monthly installments (annuity)
• Necessary documents:

             - ID card
             - Application –declaration for a consumer loan 
             - A document certifying a liability with another bank

Calculate your United installment

* The Annual Percentage Rate (APR) is 11.68.% for a loan of BGN 20 000, a period of 120 months, with variable annual interest rate of 9.95%, calculated for the entire period, including the following fees: survey fee – BGN 30, drawdown fee 2.5% and annual fee of 0.5%. Monthly installment: BGN 269.31. Total amount due: BGN 32 847.24
** The Annual Percentage Rate (APR) is 15.44% for a loan of BGN 20 000, a period of 120 months, with variable annual interest rate of 13.25%, calculated for the entire period of the loan, including the following fees: survey fee – BGN 30, drawdown fee 2.5% and annual fee of 0.5%. Monthly installment: BGN 307.53. Total amount due: BGN 37 434.03