• New generation of loans, presented for the first time on the Bulgarian market by United Bulgarian Bank
• Flexible loan with favorable terms and conditions, tailored to your means

• From BGN 1 000 to BGN 10 00
• No guarantors  

• Through a special card which you receive along with the loan, you can withdraw the whole or a portion of the amount approved to you at any UBB ATM in this country or at a POS terminal within the business hours of the Bank

• Once-off approval
• No need to re-apply or fill in documents again
• You can use your Open Loan every time you need money
• You pay interest only on the spent amount
• You receive a free-of-charge SMS for each transaction exceeding BGN 100
• An option for cash deposits at specific UBB ATMs
• Access to cash 24 / 7 /365
• Drawdown and repayment of the loan in a way chosen by you. You determine the amount to use and the repayment installments
• Insurance protection option

• Repayment is tailored to your means
• You determine the amount of your monthly installment
• The minimum amount to be paid is 1,5% of the amount withdrawn by you but not less than BGN 30 monthly
• Immediately after your repay part of the utilized credit limit, the repaid amount is again at your disposal 

• At an address, specified by the client
• In any UBB branch (free-of-charge upon request)
• Summary statement at any UBB ATM within the Bank`s business hours
• Over the phone – 0700 117 17 

• Cash installments – at any UBB branch upon presenting the card (or against the card number)
• Automatically from an account (an account in BGN opened with UBB)
• Through Internet banking with a transfer from an account (by an explicit payment order from an account with UBB)
• Through Customer Service Centre - 0700 117 17
• Through depositing cash at specific UBB ATMs
• It is not possible to deposit funds through a transfer or installment from another bank  

• Interest rates – you could understand in every UBB branch

• Bulgarian citizens
• Men aged between 23 and 63 years and women between 23 and 60 years
• Having sufficient income to repay their obligations
• People working under:
  • Contract of employment
  • Civil contract, freelancers, etc  

• Application form
• Identity card

Income certificate