Home Improvement Mortgage Loan
Our new home improvement mortgage loan gives you the chance to repair and furnish your home, thus ensuring the desired comfort for your family.
The UBB Home Improvement Loan can be used for financing of:
- Repairs
- Home improvements
- Purchase of new furniture
Advantages of the UBB Home Mortgage Loan:
- Opportunity to improve your home together with the furniture
- High loan amount according to your needs
- Repayment term aligned with your ability to pay
- Attractive interest rates
Terms and conditions:
Loan amount: up to BGN 200 000 or EUR 100 000
Period: up to 20 years
Currency: BGN and EUR
Pre-approval within 1 day
Collateral: mortgage on a real estate property
Loan disbursement sheme:
|
Loan amount
|
1st disbursement
|
2nd disbursement
|
3rd disbursement
|
|
Up to BGN 100 000 / EUR 50 000
|
40%
|
60%
|
-
|
|
BGN 100 001 – 200 000/ EUR 50 001 – 100 000
|
40%
|
30%
|
30%
|
Insurance
The clients should have “Life” and “Property” insurance in order to cover the loan requirements. UBB offers you the opportunity to enter the Home and Family Protection insurance program
To apply for preliminary approval and to assist you in the other steps for receiving a mortgage loan, please, feel welcome to visit UBB branch with your ID card and certificate of income.
Full information about the product is available in any UBB branch and at 0700 117 17.

