Gold Credit Cards Visa Gold and MasterCard Gold

Take your UBB Gold credit card now with no annual fee for the first year

UBB Gold credit card has been created to meet the highest of your requirements. It is only now that you have the golden opportunity to combine safety, convenience and prestige into one.
 
UBB Gold credit card is an international smart card which provides you with a protected access to your funds anywhere in the world 24 hours a day, 7 days a week, 365 days a year. You dispose of additional funds for your daily needs up to a credit limit, determined by the Bank. The card is a revolving product and for its issuing there is no need of a minimum blocked balance or a blocked amount on account.  
 
Being a holder of UBB Gold credit card, namely Visa Gold or MasterCard Gold, you have the opportunity to make the most of various special proposals. See information on all current offers at http://goldcard.ubb.bg.
 
Function:
 

  • Payment of goods and services at POS terminals in commercial sites in this country and abroad

  • Purchase at equal installments in commercial chains, partners of UBB AD 

  • Shopping on the Internet

  • Cash withdrawal – from ATMs in Bulgaria and abroad (always in the local currency of the country, where the transaction is being executed) and from a POS terminal or imprinter at a bank’s teller desk.

 
The card is also accepted for payment at devices or in commercial sites, where there are stickers with the logo of the respective card organization (Visa, MasterCard).
 
Make use of the advantages of UBB Gold credit card:
 

  • You are provided with a grace period of up to 45 days for your purchases at merchants (upon full repayment of the total due amount in the latest account statement)

  • You receive a free-of-charge Travel Abroad insurance and a Bank card and Documents insurance.

  • No fee for the initial card issuing and reissuing after expiry of its validity.  

  • You owe interest only on the utilized amount of your credit limit.

  • Possibility to repay only a certain minimum amount of the utilized sum, specified in the monthly statement.

  • You have the opportunity to take advantage of various discounts at merchants, partners of UBB AD.

  • Possibility for automatic repayment of the obligations on the card from an account of yours with UBB AD.  

  • Possibility for automatic payment of public utilities.  

  • Option for purchases in interest-free instalments at merchants, partners of UBB AD.  

  • You receive a free-of-charge SMS upon each effected transaction for an amount exceeding BGN 100

  • Visa cash back – an option to obtain cash advance using your VISA card when paying at a supermarket, a commercial site or a petrol station

     

 
Information on your transactions and your obligations:
 
Each month you will receive detailed information on the transactions executed with your card, the minimum and the total due amounts, the accrued interest and fees in the following manner:  
 

  • To the recent correspondence address, indicated by you  

  • At any branch of UBB AD upon request  

  • Through calling the Customer Service Center – 0700 117 17 

 
You may obtain concise information regarding the minimum and the total due amounts, as well as the repayment deadline from any ATM of UBB AD during business hours of the Bank by choosing the option: Other services/ Short account statement.
 
Activate the Internet banking in a convenient for you branch of UBB AD and you will have constant access to information about the transactions executed and you will be able to order your monthly installments from your home or office.
 
What is your free-of-charge insurance coverage?  
 

  • Protection upon travelling abroad, including accident and baggage loss.

  • Misuse of lost/ stolen card

  • Loss/theft of ID documents and/or keys along with the card

  • Protection upon purchase (additional guarantee)

     

 
Protection upon travelling abroad insurance is activated automatically upon purchase of a tourist package or another service, related to travelling abroad or upon executing a transaction with the card outside the territory of the Republic of Bulgaria. The Travel abroad insurance is valid within 90 days for each particular travel, effective from the date of leaving the territory of the Republic of Bulgaria.
 
Acquaint yourself with the terms for issuance and use of UBB golden credit card.