United Bulgarian Bank

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Personal Banking Loans UNITED LOAN from UBB Methodology of United Bulgarian Bank for Determining the Base Rate Consumer loan with payroll Consumer loan with a fixed interest rate for the entire period Open Loan UBB Consumer Loan Overdraft Residential Purchase Mortgage Loan in BGN and EUR Multipurpose Mortgage Loan Home Repair and Improvements Loan Construction and Completion Mortgage Loan Other mortgage loan types Time Deposits „Available Funds“ Deposit Standard time deposits "Forex" Deposit "Now" Deposit “Premium” Deposit “Bonus” Deposit "18+2" Deposit Long-term deposits Savings Accounts “My Choice” Savings Account Standard savings deposit “Plus” savings deposit Child Savings Deposit Open account Cards Loyalty Program for UBB AD Credit Card Holders Card Services: UBB 3-D Secure: Secure card payment in Internet Card Sevices: UBB 3-D Secure: Secure card payment in Internet Contact UBB for the Verified by Visa and MasterCard SecureCode services Card care and security instructions Gold Credit Cards by UBB Gold Credit Cards Visa Gold and MasterCard Gold Terms of Issuance and Use of Golden Credit Cards Visa Gold and MasterCard Gold International Credit Cards Mastercard and Visa by UBB Advantages of UBB International Credit Cards – Mastercard and Visa Product parameters of UBB credit cards International UBB debit cards UBB-Globul Mastercard Co-Branded Credit Card VISA and Maestro Cash Back Credit Card Purchase on Equal Monthly Installments Current Accounts Current Account 'Activity' Standard current account “Privilege” account “Comfort” account Payments Payment of Utility Bills from Credit Card or Account Payment of utility bills at an ATM Repayment of Credit Obligations at an ATM Cash Depositing at ATM Locations of Cash Depositing ATMs Transfers Money transfers in local currency Money transfers in foreign currency Western Union Express Money Transfers Become a subagent of Western Union Safe Deposit Boxes Safe Deposit Boxes	The bank General Information Selected Hightlights NBG Group Deposit Insurance International Papers
UBB Club Preferential conditions for UBB Club Members Current offers Interest Rates Terms and Conditions	E-Banking Internet banking Apply for UBB E-banking General Terms of UBB AD on payment services Status of your registration U-code banking Electronic statement U-info – information about account movement, sent through an SMS message or e-mail
Business Banking Corporate banking Corporate banking Base Interest Rate Accounts and Deposit products Current Accounts Cash Management Account Term deposits Loan Products SME Loans SME Loans Up To BGN 100 000 SME Loans Above BGN 100 000 SME Loans Within the Joint UBB-BACB Programme SME Loans Guaranteed by the National Guarantee Fund Business Mortgage Loan for SME Agricultural Loans - Specialized Programs European Subsidy Agricultural Loan Working Capital Financing for Agricultural Producers Within Joint UBB-BDB Programme Loans In Exchange for Warehouse Warrants Financing under Joint Programs with State Fund Agriculture Financing under the EU Operational Programs Investment Loans with EU Operative Programmes Bridge Lending with EU Operative Programmes Specialized Programs UBB JEREMIE Loans Export Credit Line under BAEZ Limits for Bank Guarantees Limits for Bank Guarantees Product Packages for the Business Trade Payments Correspondent Banks Letters of Credit Pre-export Financing Consulting and Advising Cards and Card Payments For Employers/Managers Business Credit Cards Eurocard/MasterCard and VISA Salary Payment by Bank Cards For Merchants Card Payments Acceptance Via POS/Imprinter Card Payments Acceptance Via Internet For Card Holders Preferences for Visa Business Owners Preferences for MasterCard Owners Cash and Valuables Collection Cash Collection with UBB Transport Safe Deposit Boxes Collection with Cash Boxes Transfers Money transfers in local currency Money transfers in foreign currency Become a subagent of Western Union European programs	Investment banking UBB - Your Investment Intermediary General information Financing through issuing of shares Financing through issuing of bonds Brokerage Services U Broker Products and Services Mergers & Acquisitions Custody of Funds for Additional Pension Insurance UBB – Bondholders’ Trustee Investment Services Regulations (MiFID) General Information General terms applicable to contracts with clients Policies - General Terms Applicable to Agreements with Clients Safeguarding Clients’ Assets and Custodian Selection Policy Conflicts of Interest Policy Inducements Handling Policy Policy on Handling Clients' Complaints Best Execution Policy Orders Handling Policy Client Categorisation Policy Suitability and Appropriateness Test Policy Regulatory and Clients Reporting Policy Client Categorization GENERAL DESCRIPTION OF FINANCIAL INSTRUMENTS AND RISKS, RELATED TO THOSE Description of general risks Contacts
Treasury FX Forward Deposits Cash Management Bond Markets Structured Products and Derivatives Treasury Bulletin Contacts	European programs Consultancy Companies List of Consultancy Companies Programmes Available for Application with UBB Financing Investments in „Green industry” Technology Upgrade in Small and Medium-Sized Enterprises Internationally Recognized Standards and Introduction of Management Systems in Enterprises Support for the introduction into production of innovative products, processes and services Establishment of new technology centers and strengthening of existing ones Establishing of new Technology Transfer Offices Development of Innovative Start-up Enterprises Bank Products and Services Investment Loan under an Operational Programme Bridge Loan under an Operational Programme European Subsidy Agricultural Loan Useful Links More Information about EU Programmes
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