Visa and Mastercard international credit cards

Advantages

Long interest-free (grace) period - up to 55 days
50% discount on this the annual fee for the next year, upon effected 24 transactions
Deferral of credit card purchases in 3, 6, 9 or 12 equal interest-free monthly installments - for purchases exceeding BGN 100.
Updated UWIN loyalty program, which brings together the Bank's customers and the merchants included in the program in the special UWIN mobile application. Through it you can take advantage of discounts in over 500 merchants, as well as online at selected retailers!
More secure payments on the Internet

Example

In case of a credit limit of BGN 2 000, fully utilized through cash withdrawal at UBB ATM, with annual interest rate of 18.91%, payment instrument annual maintenance fee of BGN 48, monthly current amount maintenace fee BGN 4.50 and 12-month loan tenor, the total due amount will equal BGN 2312.61, with Annual Percentage Rate (APR) of 32.20%. The interest rate is variable, calculated at the reference interest rate of UBB in the amount of 0.11%

Parameters

Currency	BGN
Validity period	2 years
Interest rate	16.91% upon purchase 18.91% upon cash withdrawal
Minimum credit limit	BGN 1 000
Maximum credit limit	BGN 10 000
Liability repayment period	24 days as from the statement generation date
Transaction limit upon payment at merchant	up to 100% of the approved credit limit
Transaction limit upon cash withdrawal at ATM/POS	up to 100% of the approved credit limit
Number of transactions per week	50
Minimum repayment installment	3% of the utilized limit, (minimum BGN 10)
Repayment mode	Automatically from an account with UBB Through a fund transfer from an account at a UBB branch Through cash installments at specific UBB ATMs or a branch of the Bank Via UPAY electronic gateway
Utility bill payment	Via UBB's Online banking, UPAY electronic gateway, or at UBB ATMs.
Maximum protection upon online payments	UBB 3-D Secure - a cardholder authentication service for online Internet transactions. More detailed information, as well as for the purpose of administering your registration, please visit: for VISA cards and for Mastercard cards.