Plan and act big. The mortgage loan for current needs from UBB provides you with funds that you may use to realize your desired projects, under favourable conditions.
Tenor | Up to 20 years |
Currency | BGN |
Interest rate | from 3.95%* variable interest rate |
Amount | Up to BGN 200 000 |
APR 4.35% in case of a loan, equaling BGN 80 000 for a tenor of 240 months, with variable annual interest rate of 3.95% (RIR + 3.70% fixed margin), including the following fees: fee for documents-based analysis of mortgage loan collateral - BGN 250, fee for current account opening - BGN 4.98, property appraisal fee - BGN 300 (per apartment), mortgage obliteration fee - BGN 60, current account maintenance fee - BGN 4.50 per month and annual property insurance premium, calculated as % of the insured amount, equaling the non-repaid loan principal. Total insurance premium due for the loan period - BGN 1184.14(approximate amount). The APR does not include notary fees for mortgage establishment, renewal, change and obliteration, nor the fee for its registration, payable by the Borrower. Repayment in 240 monthly installments, each equaling BGN 482.68; Total amount due BGN 118 722.11; The interest rate has been calculated upon UBB’s RIR of 0.25%. RIR is being amended, based on a Methodology, available on UBB's website.
Interest Rate | 3.95% variable interest rate (RIR 0.25% + 3.70% fixed margin)
|
Loan Tenor | up to 20 years |
Amount | up to BGN 200 000 |
Collateral | Mortgage on a residential property |
Application Fee | No fee |
Fee for documents-based analysis of mortgage loan collateral | BGN 250 |
Property Appraisal Fee | According to the current tariff of the independent appraiser who prepares the appraisal |
Prepayment Fee | 1% on the prepaid principal until payment of the first 12 installments under the loan |
Fee for Current Account Opening | BGN 4.98 |
Loan Account Maintenance Fee | BGN 2.50 per month, with debit card BGN 4.50 per month, without debit card |
Mortgage Obliteration Fee | BGN 60 |
Bonus | Credit card |
Property Insurance | It is necessary to insure the collateral for the term of the loan under terms and conditions, determined by the Bank with an insurer, selected by the client. UBB offers you "Home and Family" Protection insurance programe with comprehensive Property and Life insurance coverage. |
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