UBB ExpertEase Dynamic Balanced BGN is a global mixed-type „balanced“ investment sub-fund of the mutual umbrella fund UBB ExpertEase. This sub-fund is a feeder one and invests as a minimum 85% of its assets in equities of Institutional F share BG class, denominated in Bulgarian leva (BGN) or in euro (EUR), of the master sub-fund Horizon KBC Dynamic Balanced, which is an investment subsidiary of Horizon N.V. , an open-end investment company, duly established and existing under the laws of Belgium, having its seat and registered office at the following address: 2, Havenlaan Str., В-1080,  Brussels city, Belgium and managed by KBC Asset Management N.V.

The sub-fund’s investment objective is to invest at least 85% of its assets in the master sub-fund and up to 15% of its assets in cash and derivatives.

The target allocation of the master sub-fund’s assets is 55% for the equities component and 45% for the bonds component. This allocation can be changed substantially and to this end the master sub-fund may invest considerable part of its assets in asset classes that are not included in the target allocation (such as, money market instruments and cash). The equities component may equal to maximum 70% of the master sub-fund’s assets. The master sub-fund’s managing company performs ongoing analysis of the financial and economic developments and of the prospects for particular regions, sectors and topics. Should conditions on financial markets be uncertain, fluctuating or both, part of the portfolio may be transformed into investments with a lower level of risk (such as money market instruments and cash).

The managers of the master sub-fund pay twice as much attention to the downside risk than to the upside potential. The more attention is being paid to the downside risk, the bigger that part of the portfolio, which can be invested in assets, involving lower level of risk, such as cash and money market instruments, in a situation of uncertain and/or fluctuating markets. That part of the portfolio can range between 25% and 65% of all assets. This limit is illustrative and can be reviewed annually, based on the long-term trend on financial markets.

 * IMPORTANT! Upon calculating „other fees on an annual basis“ what has been included is costs of both the feeding mechanism, and of the master fund, as announced in their technical prospectuses and calculated based on the cost estimates over a period of 1 year going forward.

Fees in UBB ExpertEase Dynamic Balanced BGN
 

IMPORTANT! This information contains marketing material and does not constitute investment consultation, advice, investment research or investment recommendation and should not be treated as such. The information is valid at the date of its issue and may change in the future. The value of the units of the collective investment schemes changes over time and may be higher or lower than the value at the time of the investment. No profits are guaranteed and there is a risk for investors not to refund the full amount invested. Therefore, it is advisable for investors to get acquainted with the specifics of the financial instruments in which they wish to invest and to assess how appropriate they are to meet their investment objectives and risk appetite before making an investment decision. The offered investment product concerns the purchase of units in a fund rather than any instruments, in which the respective fund invests in. Investments in collective investment schemes, offered by UBB, are guaranteed by the Investor Compensation Fund, amounting to 90% of the value of all financial instruments held by the investor in UBB, but not more than BGN 40,000. Please, read the Key Investor Information Document and the Prospectus before investing. Upon request, you can receive a paper copy of these documents, free of charge, at all UBB branches, within their normal working hours with clients. Full and up-to-date information about the funds, offered by UBB, can be found at www.ubb.bg, in the section "Savings and Investments", on the website of KBC Asset Management NV - Branch  www.ubbam.bg, as well as in the UBB branches, where you can get a personalized investment advice. A summary of your rights as an investor is available at the following hyperlinks, in Bulgarian: 11074.pdf (ubbam.bg) and in English: 11365.pdf (ubbam.bg).