Property Insurance to Mortgage Loans

Exchange rates

as of 11/12/2024 17:00:13

Cash payment

Non-cash payment

Selling rate

1.96100

1.96000

Buying rate

1.94800

1.94900

BNB fixing

1.95583

Cash payment

Non-cash payment

Selling rate

1.90300

1.90000

Buying rate

1.81900

1.82100

BNB fixing

1.86145

Cash payment

Non-cash payment

Selling rate

2.43900

2.43400

Buying rate

2.31400

2.31800

BNB fixing

2.37191

Cash payment

Non-cash payment

Selling rate

2.15000

2.14800

Buying rate

2.05600

2.05800

BNB fixing

2.10758

Advantages

Security over the whole loan tenor
Fast and easy conclusion procedure
Comfort for you and your family upon the most frequent events, linked to household property damage

Insurable Items

A mortgaged residential property, accepted by the Bank as collateral under granted loans.

Parameters and Coverage

Parameters

Insurance tenor	Equals the loan tenor
Payment of insurance premium	Monthly, along with the repayment installments under the loan agreement
File a claim for an insured event	At a UBB branch or over the phone with the insurer

Insurance Coverage

Fire, lightning, explosion or implosion, collision or fall of piloted aircraft, its parts or cargo
Malicious acts of third parties, vandalism
Storm, hailstorm, torrential rain, flood, heavy load upon natural accumulation of snow/ice, frostbite and freezing
Earthquake
Leakage of water and steam
Landslide and landslip, effect of groundwater
Hit from a vehicle and/or animal, accident with loading or unloading machinery
Breaking of windows
Costs for temporary accommodation
Third party liability of the Insured person for damages, caused to third persons
Other costs, needed for containing the damage with regard to the occurred insured event
Costs for eliminating the damage from burglary, or an attempted such
Administrative costs for re-issuance / duplicate of documents, technical drawings, damaged and / or destroyed by an insured event
Costs for replacement of entrance door locks in case of stolen / lost key