Overdraft

Advantages

No application fee
Amount, tailored to your needs

Currency

EUR

Tenor

Up to 1 year

Amount

Up to EUR 10 000 - overdraft, secured with payroll or pension income

Up to EUR 100 000 - overdraft, secured with cash funds

Example

APR 12.58% for a new overdraft of EUR 3,000, for a term of 12 months, variable interest rate 11.40% (RIR* + 10.74% fixed surcharge) is calculated for the entire period, calculated with a monthly fee on the current account servicing the loan – EUR 1.28/ BGN 2.50. The total amount due will be EUR 3,357.36/ BGN 6,566.43 . *The interest rate is calculated at UBB's APR of 0.66%

Parameters

Interest Rate	11.4% variable interest rate (RIR* 0.66% + margin of 10.74 percent) - pledge of future account receivables from all proceeds in the account 5.80% variable intereat rate (RIR*0.66% + fixed margin of 5.14%) pledge of cash funds - deposit in EUR and USD
Tenor	12 months with an automatic renewal option
Minimum Amount	EUR 200
Maximum Amount	up to EUR 10 000 up to EUR 100 000 - for overdraft, secured with cash funds
Collateral	Pledge of future receivables - all proceeds in the account, to which the overdraft is granted Pledge of future receivables in an account
Loan Account Maintenance Fee	EUR 1.28/BGN 2.50 per month
Minimum Age	20 years
Maximum Age	65 years