Overdraft

Exchange rates

as of 11/12/2024 17:00:13

Cash payment

Non-cash payment

Selling rate

1.96100

1.96000

Buying rate

1.94800

1.94900

BNB fixing

1.95583

Cash payment

Non-cash payment

Selling rate

1.90300

1.90000

Buying rate

1.81900

1.82100

BNB fixing

1.86145

Cash payment

Non-cash payment

Selling rate

2.43900

2.43400

Buying rate

2.31400

2.31800

BNB fixing

2.37191

Cash payment

Non-cash payment

Selling rate

2.15000

2.14800

Buying rate

2.05600

2.05800

BNB fixing

2.10758

Advantages

No application fee
Amount, tailored to your needs

Currency

BGN

Tenor

Up to 1 year

Amount

Up to BGN 20 000 - overdraft, secured with payroll or pension income

Up to BGN 200 000 - overdraft, secured with cash funds

Example

APR 13.01% for a new overdraft of BGN 6 000 over a period of 12 months, variable annual interest rate 10.90% (RIR* + 10.88 % fixed margin) calculated for the entire period, including a Fee for documents' review and processing - BGN 50 and а loan account monthly maintenance fee – BGN 2.5. Total amount due: BGN 6 734. *The interest rate has been calculated upon UBB’s RIR of 0.02%.

Parameters

Interest Rate	10.9% variable interest rate (RIR* 0.02% + margin of 10.88 percent) - pledge of future account receivables from all proceeds in the account 5.3% variable intereat rate (RIR*0.02% + fixed margin of 5.28%) pledge of cash funds - deposit in BGN, EUR, USD
Tenor	12 months with an automatic renewal option
Minimum Amount	BGN 400
Maximum Amount	up to BGN 20 000 up to BGN 200 000 - for overdraft, secured with cash funds
Collateral	Pledge of future receivables - all proceeds in the account, to which the overdraft is granted Pledge of future receivables in an account
Application Fee	No fee
Fee for documents' review and processing	According to the Loans Fees and Commissions’ Tariff for Individuals No Fee for an overdraft, approved within Comfort, Privilege and Activity Package Offers
Loan Account Maintenance Fee	BGN 2.50 per month
Minimum Age	20 years
Maximum Age	65 years