Business clients | United Bulgarian Bank

Introduction of the Euro

What’s Next for Business Clients from 01.01.2026?

With the agreement for Bulgaria and Romania to become members of the European Union, our country has committed to become part of the Eurozone when it meets the necessary criteria for membership. Upon entry, the euro will become the country's main currency and will replace the lev as such. It is envisaged that Bulgaria will be accepted into the euro area from 01.01.2026.

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The Family Business enters a new era
The next generation of business leaders has already arrived

Ensuring seamless continuity of intergenerational management is a crucial milestone for any business

UBB Family Business operates on the foundation of mutual trust in relationships and a deep understanding of its customers. The bank leverages the expertise gained from established tools and practices, ensuring a smooth and successful transition between generations.

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Investment loan for construction/purchase of photovoltaic installations

The loan aims at transforming the main sources of energy and reducing carbon emissions

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HighestCredit ratingin Bulgaria^*

COSME and COSME-COVID
Business Loans

UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument

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New package programmes "Business partnership"

With the new "Business Partnership" packages, you bank fully online and optimize the cost of fees by bundling your most frequently used services.

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UBB
Digital Portal

As a UBB business client you are privileged to submit applications for non-credit products and services, signed with a Qualified Electronic Signature, fully remotely, with no need to visit a branch of the bank.

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Part of the
Belgian KBC Group

Being client-centric we at UBB fulfill the full potential of our membership in a big bank-insurance group as KBC Group, and through our diverse porfolio of products, services and digtal plarforms we respond to each need of every client.

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* *Fitch Ratings raised the rating of UBB to A, which is the highest bank rating in Bulgaria

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News

18 Decempber 2025

UBB will switch payment systems in connection with the changeover to the euro

In connection with the changeover to the euro on 1 January 2026, UBB is taking all necessary technical and organisational measures for a smooth and secure switchover of its payment systems. The changeover will cover all channels and services, including:

11 Decempber 2025

UBB and Mastercard brought light and Christmas spirit to Sofia residents with the Christmas at Small 5 initiative

This December the signature urban space in the capital city, popular under the name „Small Five Corners“, became special again. On the eve of Christmas holidays UBB and Mastercard transformed the intersection of the 6-ti Septemvri, Han Krum and Neofit Rilski Streets, thus carrying residents and visitors into the fairy world of water

10 Decempber 2025

Important requirements for partners in the final days before the adoption of the euro.

In connection with the upcoming introduction of the euro as the official currency in the country, starting from 01.01.2026, we would like to inform you about some important requirements that should be fulfilled in the last working days before the change.

10 Decempber 2025

Ready for the Euro: What You Need to Know for a Smooth Transition

The New Year is just around the corner, and with it comes an important milestone – Bulgaria’s transition to the euro. We know this is a time of celebration, but also change, and we want to make sure you feel confident and prepared.

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About us

As part of KBC Group UBB aims to always be close to its clients. Learn more about us:

Who are we Social responsibility

Become part of Team Blue

Looking for opportunities for successful career development in the financial sphere? Check out our vacancies:

Job vacancies Internship programme

Innovations

The future is happening now! Join in through our innovation platform SurfStudio.

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Choose segment

For companies with annual turnover up to 2 mln BGN

For companies with annual turnover above 1 mln BGN

For agri producters

For freelancers with annual turnover below 1 mln BGN

Number of employees:

Region:

Activity sector:

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Offices and ATMs

Online/Mobile

Fees and terms

Exchange rates

Become an UBB's business client entirely digitally

For companies with
Annual turnover
up to 2 mln BGN

For companies with
Annual turnover
above 2 mln BGN

For producers
Agri producers
with anual turnover up to 2 mln BGN

For producers
Agri producers
with anual turnover above 2 mln BGN

For companies
Financial institutions and sovereign

Introduction of the Euro

The Family Business enters a new era
The next generation of business leaders has already arrived

Investment loan for construction/purchase of photovoltaic installations

COSME and COSME-COVID
Business Loans

New package programmes "Business partnership"

UBB
Digital Portal

Part of the
Belgian KBC Group

Branches and ATMs

Contact us

Write to us

Meet our consultants

News

UBB will switch payment systems in connection with the changeover to the euro

UBB and Mastercard brought light and Christmas spirit to Sofia residents with the Christmas at Small 5 initiative

Important requirements for partners in the final days before the adoption of the euro.

Ready for the Euro: What You Need to Know for a Smooth Transition

About us

Become part of Team Blue

Innovations

Contact us

Offices and ATMs

Online/Mobile

Fees and terms

Exchange rates

Become an UBB's business client entirely digitally

For companies with Annual turnover up to 2 mln BGN

For companies with Annual turnover above 2 mln BGN

For producers Agri producers with anual turnover up to 2 mln BGN

For producers Agri producers with anual turnover above 2 mln BGN

For companies Financial institutions and sovereign

Introduction of the Euro

The Family Business enters a new eraThe next generation of business leaders has already arrived

Investment loan for construction/purchase of photovoltaic installations

COSME and COSME-COVID Business Loans

New package programmes "Business partnership"

UBBDigital Portal

Part of theBelgian KBC Group

Branches and ATMs

Contact us

Write to us

Meet our consultants

News

UBB will switch payment systems in connection with the changeover to the euro

UBB and Mastercard brought light and Christmas spirit to Sofia residents with the Christmas at Small 5 initiative

Important requirements for partners in the final days before the adoption of the euro.

Ready for the Euro: What You Need to Know for a Smooth Transition​

About us

Become part of Team Blue

Innovations

UBB Video Banker - live video meeting for business clients

UBB Video Banker gives you the opportunity to make audio and video contact, share and discuss documents and screens, whether you use a smartphone, tablet, laptop or desktop computer.

For companies with
Annual turnover
up to 2 mln BGN

For companies with
Annual turnover
above 2 mln BGN

For producers
Agri producers
with anual turnover up to 2 mln BGN

For producers
Agri producers
with anual turnover above 2 mln BGN

For companies
Financial institutions and sovereign

The Family Business enters a new era
The next generation of business leaders has already arrived

COSME and COSME-COVID
Business Loans

UBB
Digital Portal

Part of the
Belgian KBC Group

Ready for the Euro: What You Need to Know for a Smooth Transition