Loans under alleviated collateral conditions, thanks to the guarantee, provided by the European Investment Fund /EIF/ under the InvestEU guarantee instrument and funded by the European Union under the NextGenerationEU plan, with the support of the Republic of Bulgaria by means of its contribution as per the Member States Section of the InvestEU Regulation.
Borrowers | Small and medium-sized enterprises, as per the SME Act or small medium-capitalization companies (with staff number up to 499 employees, which do not fall into the SME definition) |
Purpose |
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Maximum loan amount | Up to EUR 7 500 000 or its equivalence in Bulgarian leva |
Maximum customer exposure amount | The Guarantee programme permits a customer exposure to reach EUR 15 000 000 (or its equivalence in Bulgarian leva), as UBB will consult you on the terms and conditions for reaching that amount. |
Currency | BGN / EUR |
RRF Sustainability Guarantee Coverage | 80% of the loan amount |
Guarantee fee | No fee |
Repayment term | Minimum - 12 months Maximum:
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Eligibility for lending | Tentative list of project types, eligible for funding:
The list shows only part of the sustainable projects, eligible for funding under the programme. We at UBB will review your investment and will ascertain its compliance with the programme requirements. |
Collateral-related requirements | Not more than 42.5% of the loan amount as per a collateral value, accepted by UBB (excl. the RRF guarantee) |
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