Credit Line

Exchange rates

as of 11/12/2024 17:00:13

Cash payment

Non-cash payment

Selling rate

1.96100

1.96000

Buying rate

1.94800

1.94900

BNB fixing

1.95583

Cash payment

Non-cash payment

Selling rate

1.90300

1.90000

Buying rate

1.81900

1.82100

BNB fixing

1.86145

Cash payment

Non-cash payment

Selling rate

2.43900

2.43400

Buying rate

2.31400

2.31800

BNB fixing

2.37191

Cash payment

Non-cash payment

Selling rate

2.15000

2.14800

Buying rate

2.05600

2.05800

BNB fixing

2.10758

Advantages

Cover extraordinary or seasonal expenses in a fast and secure manner
Improve your company’s cashflow
Use the approved credit limit amounts many times during the agreement period
Reduce your interest expenses by paying interest only on the used funds

Parameters

Currency	BGN/ EUR/ USD For VAT credit line - BGN
Interest rates	Negotiable
Borrowers	Legal entities, agricultural producers, freelancers
Fees	As per UBB’s Fees and Commissions’ Tariff for Business Clients
Requirements	Cost-proving documents
Tenor	12 months with an option for revolving up to 5 years For VAT credit line - up to 8 months
Manners of repayment	Decreasing limits Bullet payment at maturity For VAT credit line - by receipt of the VAT refunds
Collateral	Long-term tangible assets and/or current assets, properties, machines, transport vehicles, receivables or cash funds Special pledge of receivables in accounts / Pledge under the Financial Collateral Arrangements Act

Required Documents

Decision of the company’s competent body for obtaining a loan and providing collateral for it
Balance Sheet, Income Statement and a Tax Return for the last year
Collateral ownership documents - copies of the ID cards of the company’s representatives - borrower/co-debtor/pledgors/mortgagors;
Certificate for availability /lack of arrears, issued by the revenue authority as per Art 87, Para 6 of the Tax Insurance Procedure Code;
Declaration of relatedness with other entities

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For companies with annual turnover up to 2 mln BGN

For companies with annual turnover above 1 mln BGN

For agri producters

For freelancers with annual turnover below 1 mln BGN

Number of employees:

Region:

Activity sector:

Contact us

Offices and ATMs

Online/Mobile

Fees and terms

Exchange rates

Advantages

Parameters

Required Documents

Send Request

Book a Video Meeting

FX forward

Working capital loan and Overdraft

Business Partnership Plus Package Programme

Contact us

Offices and ATMs

Online/Mobile

Fees and terms

Exchange rates

Credit Line

Advantages

Parameters

Required Documents

Send Request

Book a Video Meeting

FX forward

Working capital loan and Overdraft

Business Partnership Plus Package Programme

UBB Video Banker - live video meeting for business clients

UBB Video Banker gives you the opportunity to make audio and video contact, share and discuss documents and screens, whether you use a smartphone, tablet, laptop or desktop computer.