Current and historical Interest Rate values - 05.01.2026

Current RIR values, according to the Methodology for calculation of the reference interest rate of „ United Bulgarian Bank“ ad for loans to individuals - 30.12.2025

Reference Interest Rate (RIR) values, applied at KBC Bank Bulgaria EAD, with legal successor UBB AD - 30.12.2025

Current Reference Interest Rate (RIR) values according to the Methodology for alculating the Reference Interest Rate of UBB AD on EUR loans to individuals, in effect as of 22.12.2025

Methodology for calculating the reference interest rate of UBB AD for loans to individuals, in effect as of 22.12.2025

Current RIR values according to the Methodology for calculation of the reference interest rate of UBB ad for loans to individuals in effect as from 07.04.2023 - 28.11.2025

Bank’s Cost of Funding for loans to individuals, applied at KBC Bank Bulgaria EAD, with legal successor UBB AD - 01.10.2025

Methodology of United Bulgarian Bank for determining the Reference Interest Rate on loans to individuals (loans after 23.07.2014) - 01.09.2025

Additional information investments in mutual funds investments in responsible funds - 26.08.2025

- 06.02.2025

Methodology for calculating the Bank’s Cost of Funding applied at KBC Bank Bulgaria EAD, with legal successor UBB AD - 01.12.2023

Methodology for calculating the Reference Interest Rate (RIR), applied at KBC Bank Bulgaria EAD, with legal successor UBB AD - 01.12.2023

Plan of UBB AD in case of a material change or cancellation of the benchmark - 07.04.2023

Methodology for calculation and aplication of RIR Retail in effect as form 07.04.2023 - 07.04.2023

Methodology for determining the Reference Interest Rate on loans to individual clients - 17.04.2018

RIR parameters - calculation and values - 17.04.2018