The changes are related to the optimization of some texts, whereas no unfavourable conditions are being introduced for you, but it rather aims to achieve more clarity in serving you with regards to payment services use.
 
The relationship between you and the Bank shall be governed by the above mentioned General Terms, the specific contract for account or for a payment instrument and the relevant Tariff of interest rates, fees and commissions.
 
The General Terms are available in the bank offices here.