Consumer loan with a fixed interest rate

Exchange rates

as of 11/12/2024 17:00:13

Cash payment

Non-cash payment

Selling rate

1.96100

1.96000

Buying rate

1.94800

1.94900

BNB fixing

1.95583

Cash payment

Non-cash payment

Selling rate

1.90300

1.90000

Buying rate

1.81900

1.82100

BNB fixing

1.86145

Cash payment

Non-cash payment

Selling rate

2.43900

2.43400

Buying rate

2.31400

2.31800

BNB fixing

2.37191

Cash payment

Non-cash payment

Selling rate

2.15000

2.14800

Buying rate

2.05600

2.05800

BNB fixing

2.10758

Advantages

No payroll
Fixed interest rate over the entire tenor

Currency	BGN
Tenor	Up to 5 years
Amount	Up to 120 000
Fixed Interest Rate	6.90%

Example

APR 8.25% for a loan of BGN 20,000, for a period of 60 months and a fixed interest rate of 6.90% is calculated for the entire period, calculated with a fee for examining and processing documents BGN 270 and a monthly current account fee BGN 4.50. The total amount due amount will be BGN 24,244.86 with equal monthly installments of BGN 395.08

I want a loan

levа

I want to repay the loan

months

Salary-secured Loan

395.08

levа/month

8.36

Fixed Interest Rate:

6.90%

Toatl Amount Due:

24244.87 levа

Non Salary-secured Loan

395.08

levа/month

8.36

Fixed Interest Rate:

6.9%

Toatl Amount Due:

24244.87 levа

Parameters

Fixed interest rate over the entire tenor	6.90%
Minimum Tenor	6 months
Maximum Tenor	5 years (60 months)
Amount	From BGN 1000 up to BGN 120 000* *The maximum amount of the loan is determined on the basis of the client's individual profile, according to the Bank's requirements.
Collateral	No collateral, Option to include a co-debtor in case of insufficient income
Fee for documents'review and processing	According to the Loans Fees and Commissions’ Tariff for Individuals
Loan Account Maintenance Fee	BGN 4.50 per month
Prepayment Fee	1.00 % of the prepaid principal, in case the remaining period under the loan agreement is more than 1 year 0.5 % of the prepaid principal, in case the remaining period under the loan agreement is less than 1 year.
Borrower's age	20-65 years