United Bulgarian Bank (UBB), part of KBC Group in Bulgaria is the biggest winner at this year’s edition of the banking awards for exceptional achievements, namely the Еuromoney Awards for Excellence, organized by the reputable British magazine Euromoney. The Bank wins for a fourth consecutive time the Best ESG Bank in Bulgaria prize, while the Best Digital Bank in Bulgaria distinction is the second such in the UBB’s collection. During this year the Bank wins for the first time a Best Bank for Corporate Banking in Bulgaria award. The kind of a hat-trick of awards fully indicates the comprehensive nature of UBB’s activity and the ambition of one of the leading financial institutions in this country to be the first in all its business lines.

„I am proud that our efforts of contributing to the sustainable development of the Bulgarian economy and society are given a consecutive international assessment and for yet another year in a row we win the prize for Best ESG Bank in Bulgaria. Satisfaction is even bigger, because it is the second time that we add the Best Digital Bank prize to the above award. We now win for the first time the recognition as the Best Digital Bank for Corporate Banking, and it validates the leadership role of UBB for the development of the corporate sector and this country’s economy. The awards by Euromoney are yet another impressive achievement for our Team Blue in Bulgaria, emphasizing on our commitment, dedication and ambitions of offering the best and earning the trust of our customers and the society on a daily basis. This is a recognition of the hard work and dedication of all my colleagues at UBB, and a token of gratitude for the trust of our customers and partners.“, shared Christof De Mil, Country Manager of KBC Group in Bulgaria and Chief Executive Officer of UBB.

The basis for Euromoney’s assessment of the Best Bank for Corporate Banking takes into account the facts that in 2025 the corporate banking activity of UBB registered the highest growth in terms of business loans in Bulgaria in both absolute as well as percentage terms. This represents a market share of 19.6% in business loans towards the end of 2025. Over the year the Bank reported a 15% growth in its loan portfolio, thus generating EUR 1.7 billion new loans.  Over 2025 UBB achieved its highest NPS (Net Promoter Score) of 51 and customer satisfaction score of 81%, measured by the independent research company IPSOS among the corporate customers of UBB and on the overall Bulgarian market.

Over 2025 in the sustainable development domain and through the product „Investment Loan under Preferential Terms for Construction of Photovoltaic Plants for Own Needs of SMEs“ UBB financed 326 projects of value exceeding EUR 100 million – out of which 103 new ones, financed with EUR 45 million in 2025. Through the „Financing of Projects for Renewable Energy“ the new volumes of this type of funding in 2025 reached a total of EUR 346.5 million. Through the „Mortgage Loan for Energy Efficient Homes“ 2025 the funding of „green“ real estates amounts to EUR 289.8, out of which EUR 132.7 million - mortgage loans for energy efficient housing.

In the digitalization domain part of the impressive figures behind the award are the reaching of over 1 million customers in the UBB Mobile banking app with approximately 500 000 daily users. The digital assistant Kate has become an invaluable helper during the euro adoption campaign. According to the digital research of Finalta, a subsidiary company of McKinsey, performed at the end of 2025 UBB is a digital leader on the Bulgarian market. The report states that UBB has 62% utilization rate of mobile devices by active customers, as compared to the average result for the local market being 49%. The contribution of digital channels to sales is 46%, upon an average market indicator of 32%. Customers, attracted in a digital way comprise 48%, as compared to the average market indicator for Bulgaria, being 25%.

Euromoney Awards for Excellence are among the most prestigious awards in the banking and financial sector over a period of more than 30 years. Their organizer is the specialized British magazine Euromoney. The goal of these awards is to distinguish and give the due merit and recognition to banks and bankers who impose standards, who are pioneers in various domains of banking and showcase impressive achievements in their performance. These awards serve as a reference in the banking industry worldwide. Over the last four years UBB has been invariably winning the Best ESG Bank in Bulgaria prize, it has won twice the Best Digital Bank in Bulgaria award and once - the prizes Best Bank in Bulgaria and Best Bank for Corporate Banking in Bulgaria.