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UBB Online
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UBB Mobile
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KBC Online Banking
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Contact us

Contact us

international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

mobile icon
+3592 811 20 99

Remote application for credit products 

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Send Inquiry

Send your inquiry via our contact form

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Ask Kate

Digital assistant on UBB Mobile

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Offices and ATMs

Offices and ATMs

Choose the most convenient office or ATM for you

Online/Mobile Online/Mobile

Online/Mobile

Online/Mobile

UBB Online
UBB Online
UBB Mobile
UBB Mobile
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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 09/10/2025 17:00:22

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.73000
1.73000
Buying rate
1.64200
1.64200
BNB fixing
1.68446
Cash payment
Non-cash payment
Selling rate
2.31700
2.31700
Buying rate
2.18100
2.18100
BNB fixing
2.25248
Cash payment
Non-cash payment
Selling rate
2.14400
2.14400
Buying rate
2.04500
2.04500
BNB fixing
2.10101

KBC Main Markets

dzi
UBB Interlease

UBB Interlease
Pension Insurance

Pension Insurance
UBB Asset Management

UBB Asset Management
UBB Insurance Broker

UBB Insurance Broker
KBC Logo

Leasing
KBC Logo

Investment Management
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Individual clients >
Cards
Debit Cards
Visa Debit and Debit Mastercard debit cards
Visa Gold Debit and Mastercard World Debit Premium debit cards
Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Promotions
Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
Privilege Package
Package „For Salary“
Accounts
Open an account digitally
Activity account
Privilege account
Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
Instant (BLINK) fund transfer
Instant SEPA fund transfer
e-Notifications
Transfer to Mobile Number
Loans
Mortgage Loans
Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer Loan for Large Amounts
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Sustainability-related disclosures
KBC Eco Fund Water Responsible Investing
Optimum Fund Enhanced Intelligence Global Allocation Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
Deposit Invest
Standard time deposits
Available funds deposit
Open Deposit
Unit Link
EuroFuture
EuroInvest
EuroHorizon
Advanced Investments
Debt markets
FX Trade
Brokerage services
UBB Platinum Euro Bond
UBB Balanced Fund
UBB Premium Equity
UBB Patrimonium Land
UBB Global Pharm Invest
UBB Global Child Fund
UBB Global Growth
UBB Global Dividend
Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
UBB and KBC Bank
atms icon
Branches and ATMs
international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

phone icon
+3592 811 20 99

Remote application for credit products 

UBB Online
UBB Online
UBB Mobile
UBB Mobile
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Become a client completely digitally
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Digital assistant
KBC Online Banking
KBC Online Banking
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Client announcements
KBC Online Bulgaria is no longer supported   30 September 2025

Please be informed that as of September 30, 2025, the functioning of, respectively the access to and use of channel for online banking KBC Online Bulgaria has been restricted.

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All payment packages of UBB are free of charge for the first year
Client announcements
All payment packages of UBB are free of charge for the first year 23 September 2025

UBB has another attractive proposal for its customers.

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Client announcements
KBC Online Bulgaria will be no longer supported 15 September 2025

Аs of September 30, 2025, the the functioning of, respectively the access to and use of channel for online banking KBC Online Bulgaria will be restricted.

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UBB customers can use SEPA Instant Transfers in 23 European countries
Client announcements
UBB customers can use SEPA Instant Transfers in 23 European countries 08 August 2025

United Bulgarian Bank (UBB) has introduced a new service - SEPA Instant Transfers - enabling the effecting of blink fund transfers in the euro currency within the European Union (EU) and the European Economic Area (EEA).

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Client announcements
Scheduled update of OBB Mobile and OBB Online on August 10th 06 August 2025

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UBB – no fee for depositing Bulgarian leva to accounts of individuals till 31 October
Client announcements
UBB – no fee for depositing Bulgarian leva to accounts of individuals till 31 October 06 August 2025

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