Dear clients,

We would herewith like to advise you that as of 15.12.2014 Raiffeisenbank (Bulgaria) EAD changes the annual interest rate on Child deposits in BGN, EUR and USD, annual interest rates on Deposit account under Saving program and annual interest rates on Current accounts with debit cards Visa Electron issued with preferential conditions for retired individuals, as follows:

• Interest rates on Child deposits
  

• Interest rates Deposit account under Saving program 
  

• Interest rate on Current accounts with debit cards Visa Electron issued with preferential conditions for retired individuals

Current bank customers using the products Child deposits in BGN, EUR and USD, Deposit account under Saving program, Current accounts with debit cards Visa Electron issued with preferential conditions for retired individuals are entitled, in the period before 15.12.2014 to declare in writing form in Raiffeisenbank (Bulgaria) EAD office, that they do not agree with the change of interest rates and to close their deposits and accounts, without owing any costs or compensations related to the closure.

For further information about the changes and our special offers please refer to the Bank’s web site www.rbb.bg or contact the employees at Raiffeisenbank's offices and on the phone numbers of Raiffeisen Direct:

• 0700 10 000 (BТC) – at the price of a city call
• 17 21 (М-tel and Globul) – with no increase of the fee

Confirming our willingness to develop our mutually beneficial co-operation, we remain

Sincerely yours,

Raiffeisenbank (Bulgaria) EAD