Dear clients,

We would herewith like to advise you that as of 01.04.2014 Raiffeisenbank (Bulgaria) EAD changes the annual interest rates of Current Account „Raiffeisen Exclusive” as follows:

Existing bank customers using the product Current Account „Raiffeisen Exclusive”are entitled, in the period before 01.04.2014 to declare in writing form in Raiffeisenbank (Bulgaria) EAD office, that they do not agree with the change of interest rates and to close their „Raiffeisen Exclusive” accounts without owing any costs or compensations related to the closure.

For further information about the changes and our special offers please refer to the Bank’s web site www.rbb.bg or contact your personal relationship manager.

Confirming our willingness to develop our mutually beneficial co-operation, we remain

Sincerely yours,

Raiffeisenbank (Bulgaria) EAD