Dear clients,

We would herewith like to advise you that as of 01.10.2013 “Raiffeisenbank (Bulgaria)” EAD changes the annual interest rates of Deposit account under product Saving program as follows:

“Raiffeisenbank (Bulgaria)” EAD applies stated above interest rates only for amounts in Deposit accounts under Saving program with a maximum amount of BGN 100 000 including. The bank does not apply interest on available amounts in the Deposit account in excess of BGN 100 000.

Current change will be valid from 01.10.2013 for all new bank customers, who would like to use the product Saving program.

For Saving programs opened till 30.09.2013 including, the new interest rates shall enter into force from 01.12.2013 and shall be applied for each of them, from the date following the date of expiry of the one year interest period.
Until that change for existing customers in force are the interest rates valid as of 30.09.2013.

Current bank customers using the product Saving programs are entitled, in the period before 01.12.2013 to declare in writing form in “Raiffeisenbank (Bulgaria)” EAD office, that they do not agree with the change of interest rates and conditions and to close their deposit accounts and Saving programs without owing any costs or compensations related to the closure.

For further information about the changes and our special offers please refer to the Bank’s web site www.rbb.bg or contact the employees at “Raiffeisenbank (Bulgaria)” EAD offices and on the phone numbers of Raiffeisen Direct :

• 0700 10 000 (BТC) – at the price of a city call
• 17 21 (М-TEL and Globul) – with no increase of the fee

Confirming our willingness to develop our mutually beneficial co-operation, we remain

Sincerely yours,
“Raiffeisenbank (Bulgaria)” EAD