Dear clients,

We would herewith like to advise you that as of 01.11.2013 Raiffeisenbank (Bulgaria) EAD changes the conditions concerning the product Saving program, as follows: The clients of Raiffeisenbank (Bulgaria) EAD are entitled to open and use at any moment no more than one Saving Program.

Current change is in force from 01.11.2013 for all clients, willing to use the product Saving Program.

Saving programs of existing clients opened till 31.10.2013 are retained.

For further information about the changes and our special offers please refer to the Bank’s web site www.rbb.bg or contact the employees at Raiffeisenbank (Bulgaria) EAD offices and on the phone numbers of Raiffeisen Direct :

• 0700 10 000 (Vivacom) at the price of a city call
• 17 21 (МTel and Globul) with no increase of the fee.

Confirming our willingness to develop our mutually beneficial co-operation, we remain

Sincerely yours,
Raiffeisenbank (Bulgaria) EAD