Dear clients,

We would herewith like to advise you that as of 01.10.2013 “Raiffeisenbank (Bulgaria)” EAD changes the conditions and annual interest rates of Saving account “No limitations” as follows:

The Bank customers are entitled to open only one Saving accounts “No limitations” in each of the currencies stated above.

Current change is in force from 01.10.2013 for all Bank customers who would like to use Saving accounts “No limitations”.

Saving accounts of existing customers opened until 30.09.2013 including will be retained, and for them the new interest rates will be in force from 01.12.2013. Until that change the interest rates published in the Interest rates bulletin from 01.09.2013

Current bank customers using the product Saving account “No limitations” are entitled, in the period before 01.12.2013 to declare in writing form in “Raiffeisenbank (Bulgaria)” EAD office, that they do not agree with the change of interest rates and to close their Saving accounts “No limitations” without owing any costs or compensations related to the closure.

For further information about the changes and our special offers please refer to the Bank’s web site www.rbb.bg or contact the employees at the bank's offices and on the phone numbers of Raiffeisen Direct:

• 0700 10 000 (BТC) – at the price of a city call
• 17 21 (М-TEL and Globul) – with no increase of the fee

Confirming our willingness to develop our mutually beneficial co-operation, we remain

Sincerely yours,
“Raiffeisenbank (Bulgaria)” EAD