Dear customers,

With regard to changes in the RINGS cut-off times for the period from 04.12.2014 to 29.12.2014 we would like to inform you about changes in the cut-off times for submitting local currency payments:

• Cut-off time for submitting payment orders on paper for execution through BISERA with same day value for the beneficiary – 12:00 AM
• Cut-off time for electronically ordered payments for execution through BISERA with same day value for the beneficiary – 15:00 PM
• Cut-off time for submitting payment orders on paper for execution through RINGS – 16:00 PM
• Cut-off time for electronically ordered payments for execution through RINGS – 16:30 PM

Kind regards,

Raiffeisenbank