Dear clients,

Kindly be informed that as of 01.01.2012. for transfers in EUR, ordered electronically, Raiffeisenbank (Bulgaria) EAD will be crediting the beneficiary account till the end of the next working day if the beneficiary's bank is located in the territory of the European Community and the cut off time met acceptance. For this payments any additional costs are not due.

Confirming our willingness to develop our mutually beneficial co-operation, we remain

Sincerely yours,
Raiffeisenbank (Bulgaria) EAD