Dear Customers,

We hereby inform you of amendments to the UBB AD General Terms and Conditions for Payment Services for Business Clients, effective as of 23 October 2026.

1. Amendments Related to UBB Online

• Amendment to Section 7.1 – A reference has been added to the User Guide for UBB Online Banking for business clients as a source of information regarding changes, updates, and functionalities of the UBB online banking service.
• An addition to Section 7.4 clarifies that an electronic statement may also be made by selecting/checking confirmation fields, buttons, and menus within the online banking system.
• Addition of a new Section 7.9.D, regulating the possibility for a legal representative with sole signing authority to open a current account through UBB Online.

2. Amendments related to KATE

• Introduction of new provisions in Section VIII.A regarding the use of AI functionalities.
• Expansion of the rights and conditions governing the use of the KATE service.
• Regulation of the processing and storage of information provided when using the service.
• Addition of new Sections 8.7.A, 8.8.A, and 8.9.A.