UBB has announced a promotional campaign, giving future interest discount of 1% of the loan amount, but up to BGN 500. The offer is valid for all refinanced mortgage loans from other banks.

Additionally, until 15^th of August, 2017 UBB will not charge its clients any fees in the mortgage application and approval process:

• No application fee
• No collateral appraisal fee
• No fee for legal opinion on the offered collateral
• No credit assessment fee

Clients, willing  to refinance their mortgage loans from other banks may take advantage of 4.00% fixed interest rate for the first 3 years and a variable one for the remaining period, based on 6-month SOFIBOR + 4.000 % fixed margin. Clients may also choose the new offer with 4.293% variable interest rate in BGN, based on 6-month SOFIBOR and a fixed margin.

While refinancing their existing mortgage loans with other banks clients may also consolidate other exposures and/or obtain additional funds.

The offer is valid for all disbursed mortgage loans in the period 24^th April – 15^th August 2017.

Annual Percentage Rate (APR): 4.38% for a loan of BGN 80 000  a period of 30 years at  4.00% fixed interest rate for the first 3 years and a variable interest rate for the remaining period, formed of 6-month SOFIBOR+4.000 % fixed margin:

36 monthly installments on the loan, amounting to BGN 381.93 for the fixed interest rate period and 324 monthly installments on the loan, amounting to BGN 394.49 for the remaining loan period; total amount due BGN 142 623.77.

Property insurance is required. The insurance expense is not included in the APR.

Annual Percentage Rate (APR) in case of variable interest rate: 4.45% for a loan of BGN 80 000 for a period of 30 years and 4.293% variable interest rate: 360 monthly installments on the loan, amounting to BGN 395.57; total amount due: BGN 143 464.13.

Property insurance is required. The insurance expense is not included in the APR.

The value of the 6-month SOFIBOR, adopted by the Bank as of 01.03.2017, is 0.293%.

Additional information on the Bank’s loan offers is available on: https://www.ubb.bg/eng/individual-clients/credits