Dear clients,

We would herewith like to advise you that as of 01.08.2015 Raiffeisenbank (Bulgaria) EAD stops offering the product “Saving program”.

For current bank customers using “Saving program” Raiffeisenbank (Bulgaria) EAD changes the annual interest rate on Deposit account under Saving program as follows:

“Raiffeisenbank (Bulgaria)” EAD applies stated above interest rates only for amounts in Deposit accounts under Saving program with a maximum amount of BGN 100 000 including. The bank does not apply interest on available amounts in the Deposit account in excess of BGN 100 000.

For Saving programs opened till 31.07.2015 including, the new interest rates shall enter into force from 01.10.2015 and shall be applied for each of them, from the date following the date of expiry of the one year interest period. Until that change for existing customers in force are the interest rates from the beginning of the one year period.

Current bank customers using the product “Saving program”, in the period before 01.10.2015  to declare in writing form in Raiffeisenbank (Bulgaria) EAD office, that they do not agree with the change of interest rates and to close their account, without owing any costs or compensations related to the closure.

For further information about the changes and our special offers please refer to the Bank’s web site www.rbb.bg or contact the employees at Raiffeisenbank's offices and on the phone numbers of Raiffeisen Direct:

• 0700 10 000 (Vivacom) – at the price of a city call
• 17 21 (М-tel and Telenor) – with no increase of the fee

Confirming our willingness to develop our mutually beneficial co-operation, we remain

Sincerely yours,

Raiffeisenbank (Bulgaria) EAD