The bank has registered a record high assets growth of 137% reaching BGN 2 Bio Profit after tax totaled BGN 24.5 Mio, indicating a strong 77% growth in 2004.

5.8% is the initial annual interest rate for the first year and 8.5% for the rest term of the loan maturity.

For the first time, private customers – consumers of bank products can receive professional consultations for consumer and mortgage loans, bankcards and deposits without visiting a bank office.

Raiffeisenbank is among the most profitable and efficient financial institutions in Bulgaria for 2004 with Return on Equity (RoE) after tax of 32.8%.

Convenient, quick and high quality consultancy is given to the firms and professionals who want to extend their businesses or get loans for investments or working capital.

The grant scheme amounting to 6.5 Million Euro is part of the part of the second Global Loan between Raiffeisenbank and EIB to the amount of 20 Million Euro for financing Small and Medium Enterprises signed in March 2004.