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Contact us

Contact us

international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

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+3592 811 20 99

Remote application for credit products 

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Send Inquiry

Send your inquiry via our contact form

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Ask Kate

Digital assistant on UBB Mobile

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Offices and ATMs

Offices and ATMs

Choose the most convenient office or ATM for you

Online/Mobile Online/Mobile

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UBB Online
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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 06/11/2026 17:00:22

Cash payment
Non-cash payment
Selling rate
(buying euro)
1.08310
1.08310
Buying rate
(selling euro)
1.14710
1.14710
BNB fixing
1.12240
Cash payment
Non-cash payment
Selling rate
(buying euro)
0.80840
0.80840
Buying rate
(selling euro)
0.86040
0.86040
BNB fixing
0.83393
Cash payment
Non-cash payment
Selling rate
(buying euro)
0.89320
0.89320
Buying rate
(selling euro)
0.93720
0.93720
BNB fixing
0.91800

The exchange rates are quoted for 1 euro (official currency of the Republic of Bulgaria)

KBC Main Markets

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UBB Interlease

UBB Interlease
Pension Insurance

Pension Insurance
UBB Asset Management

UBB Asset Management
UBB Insurance Broker

UBB Insurance Broker
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Individual clients >
Cards
Debit Cards
Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Promotions
Accounts and payments
Packages
Teen Plan
Youth & Students Plan
Smart Plan
Smart+ Plan
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Accounts
Open an account digitally
Activity account
Privilege account
Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
Instant SEPA fund transfer
e-Notifications
Transfer to Mobile Number
Loans
Mortgage Loans
Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer loan, packaged with other products or services
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Sustainability-related disclosures
KBC Eco Fund Water Responsible Investing
Optimum Fund Enhanced Intelligence Global Allocation Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
KBC Equity Fund World Responsible Investing
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Horizon KBC Defensive Responsible Investing
Horizon KBC Dynamic Responsible Investing
Horizon KBC Highly Dynamic Responsible Investing
KBC Participation Corporate Bonds Responsible Investing
Funds
UBB Platinum Bulgaria
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
Deposit Invest
Standard time deposits
Available funds deposit
Open Deposit
Unit Link
EuroFuture
EuroInvest
EuroHorizon
Advanced Investments
Debt markets
FX Trade
Brokerage services
Space Economy and Technology Program
Transformed funds
UBB ExpertEase Defensive Balanced LEVA
UBB ExpertEase Defensive Tolerant EUR
UBB ExpertEase Dynamic Balanced EUR
UBB ExpertЕase Dynamic Tolerant EUR
UBB ExpertЕase Highly Dynamic Tolerant EUR
UBB Platinum Euro Bond
UBB Balanced Fund
UBB Premium Equity
UBB Patrimonium Land
UBB Global Pharm Invest
UBB Global Child Fund
UBB Global Growth
UBB Global Dividend
Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
DZI - Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
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Branches and ATMs
international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

phone icon
+3592 811 20 99

Remote application for credit products 

UBB Online
UBB Online
UBB Mobile
UBB Mobile
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Employees from UBB, DZI, KBC Global Services and Mastercard Cleaned Galata Beach near Varna
Initiatives
Employees from UBB, DZI, KBC Global Services and Mastercard Cleaned Galata Beach near Varna 04 November 2026

A significant amount of waste was collected by volunteers who took part in a clean-up initiative at Galata Beach near Varna, organized by United Bulgarian Bank (UBB), part of KBC Group, and Mastercard.

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Client announcements
New option for opening a current account online 16 October 2026

Business customers of UBB AD can already submit a request to open a new current account directly through UBB Online.

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FITCH has upgraded the Outlook on the UBB Rating, and the BCRA has affirmed the Bank’s favourable assessment
Business
FITCH has upgraded the Outlook on the UBB Rating, and the BCRA has affirmed the Bank’s favourable assessment 12 October 2026

The two rating agencies have affirmed the stable credit profile and the financial resilience of UBB

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Client announcements
Extension of the promotional period for fee-free cash deposits in BGN to an EUR account 08 October 2026

Extension of the promotional period for fee-free cash deposits in BGN to an EUR account

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Client announcements
Planned technical maintenance of UBB Mobile and UBB Online on 4 October 2026 02 October 2026

We would like to inform you of a forthcoming planned technical upgrade of the UBB systems, to be made in the early hours of 4 October 2026 (Sunday), over the 00:00 AM - 06:00 AM time span.

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Client announcements
New General Terms and Conditions for Payment Services for Individuals 29 September 2026

New General Terms and Conditions for Payment Services for Individuals

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