For the deposits in BGN the thresholds between 500 and 5000, and from 5001 to 10 000 are unifying in one single threshold – from 500 to 10 000 BGN.

The clients could be informed about their debts via sms and/or e-mail. To use this service, the client has to fill up an application form in one of Raiffeisenbanks’ offices.

Mrs. Hristova has been working as a consultant in Managing the Corporate Risk Department of KPMG for 4 years. She has strong experience as an auditor in Deloitte & Touche and in Analyses and Prognoses Department of Postbank.

Individuals will use Raiffeisenbank’s loans to improve, for example, double glazing, interior and exterior insulation, incl. roofs and floors, biomass stoves and boilers, solar water heaters, efficient gas boilers and heat pumps.

The Group's remarkable figures regarding return on equity, cost-to-income ratio and return on assets are the best among Austria's large banks.

The small and middle sized farmers have used preferential terms and conditions for the financing - mainly for buying harvesters, tractors, etc.